saving tips

Is it ok to ask for a discount?

Recently, I was able to help a relative who was having car trouble. We got the car to the service department and started going down the list of things that needed checked or fixed. She very wisely asked if they were running any specials and the young man behind the counter told her about some [...]

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Do you have unnecessary monthly expenses?

The majority of households today use some form of automatic bill payment. Whether you have an automatic draft taken directly from your checking account or use your credit card to automatically catch a few bills, the convenience of not having to write a check for every single bill is great. However, with every good thing [...]

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ING Direct Online Banking

ING Direct is just one of the many online banks that have popped up over the last several years. They are available to do business online, over the phone or via the mail. They have several financial products that allow you a great deal of flexibility and options that will likely meet all of your [...]

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The Million-dollar man

A million dollars doesn’t buy as much as it used to, but it is still a very impressive dollar figure, especially if you have worked hard and are now entering retirement with a cool million in the bank. One thing is certain, the best way to earn a million dollars is to get your money [...]

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Ways to save

Yahoo! Finance often has interesting articles dealing with a variety of personal finance topics. Today I came across this article that gives six ways to help you save around $8,000 a year. Here is the list: Strategic Shopping Skip Starbucks Upgrade Your Appliances Go Generic Pay an Extra $1 On Your Credit Cards Sitter Sharing [...]

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Are you saving for a rainy day?

With the market still heading in the downward direction, I had an opportunity to discuss the impact of the current situation with some guys at work. Because I still have several years until retirement, I am looking at the market as a great buying opportunity. With a strategy of dollar cost averaging, I am not [...]

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