personal responsibility

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How should you respond to someone asking for money?

Previously, I have written about saying “No”, to certain situations here and here . I personally believe that offering people money when they can’t make ends meet doesn’t always help them. Short term we may eliminate the immediate need, but we don’t address the real problem by simply giving them money. Recently, I came across [...]

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Economics 101

I don’t usually link to articles that don’t somehow relate to personal finance, unless it is an article/post that deals with the national economy. Today I came across a very good article written by Lance Burri at Right Wing News. The title of the article, “Keynsian putzery“, almost caused me to skip to the next [...]

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Freedom requires sacrifice!

The one thing that most people aren’t willing to do to win financially is sacrifice. They are willing to sacrifice the little extra’s in their life that keep them from gaining control of their spending. They aren’t willing to say no (today) to their children, so they can eliminate the cloud of debt that keeps [...]

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A phrase we never say (anymore)!

Before we began living on a budget, we often found ourselves not able to afford certain things. We were constantly telling each other, “We can’t afford that”. It usually wasn’t anything overly extravagant, just normal items that today we can buy anytime we like. By managing our resources we have found that we no longer [...]

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Using Greed as a Means of Success

I am currently reading Rich Dad, Poor Dad, written by Robert Kiyosaki. Although I don’t agree with a lot of things that Kiyosaki writes in the book, it is a somewhat motivational book. One of the things he mentions is that a little greed can be a good thing when used as a motivator. When [...]

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New Credit Card Rules Designed to Help the Consumer

President Obama is poised to sign a new credit card consumer protection bill into law as early as this week. The new bill is designed to provide some relief to the American consumer during this time where many are dealing with a loss of job or decrease in hours. In what appears to be a [...]

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