payments

Thumbnail image for Purchased our next vehicle

Purchased our next vehicle

We have been saving for a replacement for my wife’s van for a while now. We were hoping to get another 6-7 months out of it, but as usual, God’s timing doesn’t always line up with ours. Because we were going to be buying the vehicle with cash, my wife had actually turned the whole [...]

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How much can I afford?

This is a question that unfortunately is often times asked in relation to monthly payments. Many people feel that if they can get the payment small enough to fit into their available monthly income, they can afford the item they desire. The problem with this philosophy is that if you are basing affordability strictly on [...]

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Thumbnail image for Tightening of the Credit Belt

Tightening of the Credit Belt

I came across this article on Yahoo! Finance and thought I would share my feelings on how the current economic crisis will impact the average family with regard to being able to purchase new cars. The article lists 6 key ways car shopping has changed and for the most part I think the changes are [...]

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