Budgeting

Thumbnail image for Where is my money going?

Where is my money going?

When I was young and it was raining outside we would have to find things to do inside. One game we used to play involved hiding some item and then everyone else trying to find it. Usually before the game was over, someone would hide the item very much out in the open. It was [...]

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You Need A Budget giveaway!

I have written often on the idea of budgeting. Basically, the most important tool to financial success (for most people) is a budget. Whether you are using paper and pencil, a spreadsheet or Quicken, living on a budget is the single best thing you can do to get your finances under control. MoneyNing has a [...]

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Thumbnail image for Developing your budget (or spending plan)

Developing your budget (or spending plan)

Now that you have decided to start living on a budget, you need to gather all the tools necessary to get the job done. In its most basic form a budget is simply a list of how you are going to spend or allocate your financial resources. Your money. That is is. It does not [...]

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Establish an “On-Purpose” Cash Flow Plan!

Do you know that feeling you get when you put your hands in the pocket of your favorite pair of jeans and you find money? That is awesome isn’t? The crucial part of this new find is deciding what to do with it. Some would go and spend it on a cup of coffee at [...]

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Just say no?

During the 80′s and 90′s the phrase “Just say no!” was pushed as the newest idea in drug education. The idea was to teach kids that it was ok to ‘just say no’ to drugs. There was nothing wrong with telling the kid offering you a joint that you were too smart to smoke dope. [...]

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Debt? What debt?

Anyone that has ever dealt with an addict know’s that the first step in getting help is recognizing and admitting that you have a problem. Getting the necessary help to break the ‘spending more than you make’ addiction is no different. Until you realize you are in the middle of a trap you won’t be [...]

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