budget tips

How to get a raise instantly

Most people think that the solution to their financial problems is more money. If they could just get a few more dollars each month, they would be able to make ends meet. Larry Burkett used to tell a story of three couples, each with different incomes and expenses, yet they all three said the same [...]

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Saving money on lunch

Working in an office allows me to see a lot of different people and observe what they eat for lunch. More specifically, how much they spend on lunch. Fortunately for me, I am pretty easy to please when it comes to food. As long as it isn’t horrible I can eat it. That makes it [...]

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How much does cable TV really cost?

I have often recommended that people give up their cable TV in an effort to decrease their monthly expenses and help pay down their debt. The usual response is “No way!”. I can completely understand why they feel this way. Watching television has almost replaced baseball and the national pastime. Now with HD television, large [...]

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Do you have unnecessary monthly expenses?

The majority of households today use some form of automatic bill payment. Whether you have an automatic draft taken directly from your checking account or use your credit card to automatically catch a few bills, the convenience of not having to write a check for every single bill is great. However, with every good thing [...]

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Keep your eye on the Target!

Target Department store that is. SingleGuy over at Single Guy Money is starting the New Year with a $100 Target gift card giveaway. All you have to do is leave a comment on his blog telling him what you would do with the gift card if you win. Don’t worry, your answer will not impact [...]

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Budget Crunched?

Not sure about where you live, but here in Fredericksburg, VA the gas prices have really started to come down. Just last night I filled up both of our vehicles for $3.09 per gallon for regular unleaded. While the stock market has begun to resemble a terrible train wreck, the everyday life around our house [...]

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