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What’s wrong with debt?

Today America watched as the stock market experienced the greatest one day loss in seven years. By the end of the day the market had fallen just over 504 points. The news of financial collapse of Lehmen Brothers and Merrill Lynch caused great fear and angst. How did these financial pillars find themselves in this [...]

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Where’s the food?

If you have read the newspaper, listened to a news report or talked to someone at work lately, you have no doubt heard someone complain about food prices going up. In an effort to stabilize the increasing prices, some manufacturers are decreasing the amount of product going into the box. Net impact, you pay more [...]

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Teaching the kids

What are you doing to teach your children about personal finance? Do they know the importance of saving for things they want or are you teaching by example and leading them to believe that the credit card is the answer to all of your wants? “Reading, writing, arithmetic” — too bad that list doesn’t include [...]

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Who’s in charge?

I was listening to the radio this afternoon on the way home and Rush Limbaugh was talking about the negative impact the government mandated cafe’ standards have on the automobile industry.  This weekend the government stepped in and bailed out Fannie Mae and Freddie Mac in an attempt to help stabilize the mortgage industry.  The [...]

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Being Consistent

I can speak from experience that when we complete our budget before the month begins, my wife and I both feel so much more confident that we are going to be successful that month. When we don’t get the budget done before the month begins there is always a little bit of fear that we [...]

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Hello out there!

Welcome to my blog.  I hope to provide you with interesting and value-added thoughts and comments to help you win in the area of personal finance.  Being a Dave Ramsey certified counselor, most of my thoughts and advice will come from Dave’s teaching; but as Dave says, “it’s just common sense”.

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