Feeling Poor?

Dave Ramsey says that being poor is a state of mind. I understand his reasoning, but most people feel that being poor is a function of your economic state and not necessarily your mental state. However you define being poor, the one thing that everyone should be able to agree on is the way to [...]

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Are you saving for a rainy day?

With the market still heading in the downward direction, I had an opportunity to discuss the impact of the current situation with some guys at work. Because I still have several years until retirement, I am looking at the market as a great buying opportunity. With a strategy of dollar cost averaging, I am not [...]

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Budget Crunched?

Not sure about where you live, but here in Fredericksburg, VA the gas prices have really started to come down. Just last night I filled up both of our vehicles for $3.09 per gallon for regular unleaded. While the stock market has begun to resemble a terrible train wreck, the everyday life around our house [...]

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Buy and Bail?

I have heard of “bait and switch”, but I have never heard of “buy and bail” until today. I did a quick google search and found a lot of information on this very dishonest practice. Here is one article that explains everything in very simple terms. What would make people think this is ok? Somehow [...]

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Don’t forget your “Annual” checkup

I am amused at the McDonald’s commercials where the guy goes around trying to find out what he can buy for a single dollar. The end result is that he cannot get very much until he makes his way into a McDonald’s restaurant. The inconsistency with the commercial is that the $1 price doesn’t take [...]

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Ready, Set, Retire!

How many of us are longing for the day when we can finally retire? I spoke with a gentleman today who retired from the Washington D.C. Police Department and moved into the Spotsylvania area where he picked up real estate for a few years and is now ‘really’ retired. More and more retirees are picking [...]

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