Load or no load funds

I have had several people ask me about the stock market lately and as I have mentioned in other posts, I am staying put and continuing to invest each pay period the same as I do when the market is doing well. One specific question that I have answered lately deals with load and no-load [...]

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Buy-and-hold on

The stock market has been less than predictive the last few months. Even though we don’t know where the market will end for the year, the one thing that we do know is that 100% of the 10 year periods in the stock market’s history has ended positive. The hardest part of hanging on during [...]

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What are you doing with your money

Since starting this blog I have been frequenting several other blogs and doing a lot of reading on what others are saying about becoming financially free. Some of the things I read I like and some things I wonder where in the world they got that idea. Occasionally, I come across a post that requires [...]

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Is it Robin Hood or socialism?

This is the first post that I have written that doesn’t relate specifically to personal finance. We teach that personal finance begins with personal responsibility and you are your own best way of gaining control of your financial situation. However, based on this comment by Barack Obama, it is obvious that he and I share [...]

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Open handed personal finance

The final step in Dave Ramsey’s Baby Steps is to build wealth and give it away. That seems completely counter to what the world would teach, but as Christians, helping others should be one of the barometers by which we measure our spiritual health. There are over 2300 verses in the Bible that talk about [...]

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It’s a buying opportunity!

We all know one way to make money in the stock market is to buy low and sell high. Over the last several weeks we have been seeing the exact opposite of this philosophy because of fear. Fear, I think, that has been somewhat inflated thanks to the 24 hour news cycle that we now [...]

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