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Tightening of the Credit Belt

I came across this article on Yahoo! Finance and thought I would share my feelings on how the current economic crisis will impact the average family with regard to being able to purchase new cars. The article lists 6 key ways car shopping has changed and for the most part I think the changes are [...]

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Adjusting your withholding

Each year around this time I start thinking about Christmas shopping and doing my tax return. Two things that could be fun, but because of the process involved, never is. Not sure there is much I can do about the Christmas shopping thing, but with the ever improving tax software that is available, finishing my [...]

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How to deal with financial fear

At this time in our economy there are a lot of people facing some very scary situations. Job loss, foreclosure, retirement accounts loosing large chunks, home prices falling and that is just to name a few. Their are a lot of people out there preying on those that are dealing with these types of situations. [...]

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The Million-dollar man

A million dollars doesn’t buy as much as it used to, but it is still a very impressive dollar figure, especially if you have worked hard and are now entering retirement with a cool million in the bank. One thing is certain, the best way to earn a million dollars is to get your money [...]

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D-I-Y Tips

So you may be asking why would DIY Tips show up on a personal finance blog? Simply put, we are all about finding ways to help you be successful with your finances. That includes helping you find ways to save money by doing a few things around the house yourself. Everything you do for yourself [...]

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Can you cosign this loan for me?

Here is an article that I wrote for the November issue of the Living Financially Free Ministries newsletter. With credit money getting tighter, a lot of people that shouldn’t be getting loans, because they can’t afford them, are going to be looking for someone to cosign the loan for them. If a friend or family [...]

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