Thumbnail image for Spend a little, save a lot!

Spend a little, save a lot!

Too often people who are trying to save money are looking for little things they can give up to save a few dollars here and there. We have the mindset that every penny saved counts, and that is a true statement, but there may be a better way of saving money than looking for pennies [...]

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Why can’t you save any money?

There are a lot of reasons that people find themselves in difficult financial situations. Most often the reasons can be isolated to a single theme; lack of emergency fund. An emergency fund is crucial if you are serious about getting rid of debt. The truth is that everyone will experience an unexpected financial event, on [...]

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Thumbnail image for Friday Roundup – August 13, 2010

Friday Roundup – August 13, 2010

During the week I try to read as many other PF blogs as I can. Some weeks I hit more than others, but I try to hit some each week. The benefit to me is a vast amount of content from a lot of different perspectives. Below is a list of five really good posts [...]

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Giveaway – Personal Finance Book

If you enjoy getting free stuff and you enjoy reading then head over to All Financial Matters where JLP is giving away three copies of Larry Swedroe’s “The Only Guide You’ll Ever Need for the Right Financial Plan”. To enter the giveaway simply leave a comment. I have not read The Only Guide You’ll Ever [...]

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Thumbnail image for What types of insurance do you really need?

What types of insurance do you really need?

Since none of us can predict the future, we look for ways to prepare for the unexpected. For example, even though you are a perfect driver, your insurance company knows there are some real crazies out there, so they insist on you carrying some level of automobile insurance coverage. The amount you carry depends a [...]

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Thumbnail image for How should you respond to someone asking for money?

How should you respond to someone asking for money?

Previously, I have written about saying “No”, to certain situations here and here . I personally believe that offering people money when they can’t make ends meet doesn’t always help them. Short term we may eliminate the immediate need, but we don’t address the real problem by simply giving them money. Recently, I came across [...]

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