From the category archives:

Retirement

Finder’s Keeper’s

Remember being young and coming across something that didn’t belong to you, yet piqued your interest, and showed some promise of being beneficial. The phrase we used to claim the ‘found’ item was, “Finders Keepers, Losers Weepers”. Basically we found it, so we are going to keep it, and the person that lost it, is [...]

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Are you financially secure?

With the economy at the top of almost everyone’s watch list, job security is a thought that comes up often in discussions with others. Each day the number of people losing their job increases and for some the idea of trying to go out and find another job is a very scary thought. Depending on [...]

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Is this a good time to prepay our mortgage?

You know how I feel about debt, including mortgage debt. As a matter of fact, just last week I posted about this very topic. This week I came across an article at CNNMoney.com that asked, “Is this a good time to prepay our mortgage?“. One of the interesting aspects of this article is that it [...]

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The problem with 401(k) loans

As people struggle during the tough economy, many are looking for easy ways to get their hands on cash. For some, the lure of borrowing their own money is just to great and what seems likes an easy decision could very well backfire and turn out to be not just a bad idea, but a [...]

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Benefits of deflation?

We have all heard of inflation and just the mention of the word reminds us of double-digit interest rates and long lines at the gas pump. Yes, I am referring to the Jimmy Carter era where both inflation and interest rates approached 18%. Can you image going to the mortgage company today and being offered [...]

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Riding the Bear’s and the Bull’s

Market ups and downs have really taken a toll on many people who have seen the value of their 401K take a huge hit this year. A lot of people have decided to cash out of the market instead of riding out the volatile uncertainty. The question others have asked is “is this a good [...]

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