Retirement

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What’s in your 401(k)?

If you work for a company that offers a 401(k) program, you very likely have had to decide on how your contributions are to be invested. In addition to deciding how to diversify your contributions, you have had to decide how much of your pre-tax dollars to contribute to the program. Hopefully, you have spent [...]

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Worried about retirement because you started late?

We hear a lot about the importance of starting retirement savings early, but for those that are late coming to the ‘retirement savings’ dance, what do they need to do differently? Someone asked me that very question just yesterday. The answer for the most part is nothing. Whether you start early or late the desired [...]

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Where is your money going?

The stock market was down a little today but over the last few months the trend has been upward. As a matter of fact, from its low on March 9, the market is up over 2000 points (not bad for three months). I don’t want to get into the reasons why in this post, but [...]

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Time for your Retirement Account annual checkup

Your doctor wants to see you at least once a year just to make sure everything is in order and nothing has gotten out of balance. He (or she) will want to run some tests, analyze the results and then determine if there are any changes you need to make to your routine. If everything [...]

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Biblical Financial Principles

We teach a lot about personal finances at our church. Mainly because we know that when people have their finances under control, the other areas of their lives start falling into place. The stress at home seems to go away, the fighting over little things disappears, and kids get a lot more quality time with [...]

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2009 IRA Contribution Limits

“Pay yourself first” is a common phrase around the personal finance water cooler. The idea behind the phrase is that you must be putting away some money for savings and investing, before the entire check is allocated to other areas of your budget. Part of being able to save and invest is learning to live [...]

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