Life Impact

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It’s a buying opportunity!

We all know one way to make money in the stock market is to buy low and sell high. Over the last several weeks we have been seeing the exact opposite of this philosophy because of fear. Fear, I think, that has been somewhat inflated thanks to the 24 hour news cycle that we now [...]

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Feeling Poor?

Dave Ramsey says that being poor is a state of mind. I understand his reasoning, but most people feel that being poor is a function of your economic state and not necessarily your mental state. However you define being poor, the one thing that everyone should be able to agree on is the way to [...]

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Budget Crunched?

Not sure about where you live, but here in Fredericksburg, VA the gas prices have really started to come down. Just last night I filled up both of our vehicles for $3.09 per gallon for regular unleaded. While the stock market has begun to resemble a terrible train wreck, the everyday life around our house [...]

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Buy and Bail?

I have heard of “bait and switch”, but I have never heard of “buy and bail” until today. I did a quick google search and found a lot of information on this very dishonest practice. Here is one article that explains everything in very simple terms. What would make people think this is ok? Somehow [...]

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Ready, Set, Retire!

How many of us are longing for the day when we can finally retire? I spoke with a gentleman today who retired from the Washington D.C. Police Department and moved into the Spotsylvania area where he picked up real estate for a few years and is now ‘really’ retired. More and more retirees are picking [...]

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The sky is not falling!

If you have been paying attention to any form of news media the last several days, you are well aware of the ‘crisis’ that has become our economy. Last week the Treasury Secretary, the Federal Reserve chairman and even our President, told you that unless congress acted quickly the damage to the market would be [...]

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