Life Impact

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How much does cable TV really cost?

I have often recommended that people give up their cable TV in an effort to decrease their monthly expenses and help pay down their debt. The usual response is “No way!”. I can completely understand why they feel this way. Watching television has almost replaced baseball and the national pastime. Now with HD television, large [...]

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How to deal with losing your job

With unemployment at its highest rate in years, many people are finding themselves unable to make ends meet. They have gone from having a steady stream of income to not knowing how they are going to pay their bills. In California, the unemployment rate has reached 10.1%. According to the Los Angeles Times the unemployment [...]

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Financial Goals for 2009 (part 7)

We are looking at financial goals for the New Year. MSN Money lists 6 financial milestones to reach before age 30. If you are already over 30, these milestones are still worth looking into, but the real question is whether or not these milestones are good goals. Today we will be looking at the sixth [...]

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Financial Goals for 2009 (part 6)

We are looking at financial goals for the New Year. MSN Money lists 6 financial milestones to reach before age 30. If you are already over 30, these milestones are still worth looking into, but the real question is whether or not these milestones are good goals. We will be looking at one milestone each [...]

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You can be a winner!

I think one of the most important things that anyone can do when looking for personal finance (PF) advice is to realize that everyone makes mistakes; even those that are qualified to offer advice. As a matter of fact, sometimes the best person to offer advice is someone that has already made the mistakes and [...]

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Doing something nice is still free

In just a few weeks people will begin making New Years resolutions, most of which will end up impacting your pocketbook (i.e., join a gym, get a new car, relax by taking a trip, etc.). I have no problem with people that spend money, as long as they aren’t going into debt to do it. [...]

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