From the category archives:

Life Impact

Is debt consolidation right for you?

A couple of days ago I was asked by two different people about debt consolidation loans. I will state up front that I have used a debt consolidation loan in the past. The process of getting the loan was easy (because my credit was good), it was very organized (because the business has been around [...]

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A phrase we never say (anymore)!

Before we began living on a budget, we often found ourselves not able to afford certain things. We were constantly telling each other, “We can’t afford that”. It usually wasn’t anything overly extravagant, just normal items that today we can buy anytime we like. By managing our resources we have found that we no longer [...]

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Using Greed as a Means of Success

I am currently reading Rich Dad, Poor Dad, written by Robert Kiyosaki. Although I don’t agree with a lot of things that Kiyosaki writes in the book, it is a somewhat motivational book. One of the things he mentions is that a little greed can be a good thing when used as a motivator. When [...]

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Is it ok to ask for a discount?

Recently, I was able to help a relative who was having car trouble. We got the car to the service department and started going down the list of things that needed checked or fixed. She very wisely asked if they were running any specials and the young man behind the counter told her about some [...]

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Where is my money going?

When I was young and it was raining outside we would have to find things to do inside. One game we used to play involved hiding some item and then everyone else trying to find it. Usually before the game was over, someone would hide the item very much out in the open. It was [...]

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How much does cable TV really cost?

I have often recommended that people give up their cable TV in an effort to decrease their monthly expenses and help pay down their debt. The usual response is “No way!”. I can completely understand why they feel this way. Watching television has almost replaced baseball and the national pastime. Now with HD television, large [...]

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