Investment

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Is this a good time to prepay our mortgage?

You know how I feel about debt, including mortgage debt. As a matter of fact, just last week I posted about this very topic. This week I came across an article at CNNMoney.com that asked, “Is this a good time to prepay our mortgage?“. One of the interesting aspects of this article is that it [...]

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Stay with a sure thing?

The average person that has money in the stock market is basically wondering one of two things. First, should I get out of the market now and put everything into a CD where I know I won’t get a great return, but at least I won’t be loosing money? Second, why didn’t I get out [...]

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Riding the Bear’s and the Bull’s

Market ups and downs have really taken a toll on many people who have seen the value of their 401K take a huge hit this year. A lot of people have decided to cash out of the market instead of riding out the volatile uncertainty. The question others have asked is “is this a good [...]

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Credit Free Christmas

Hopefully, you have been preparing for the extra financial impact that Christmas invariably brings with it. We have a separate savings line in our budget specifically titled “Christmas”, so that we know exactly what we can afford to spend on our family and friends. If you haven’t been quite so diligent or if circumstances have [...]

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The Million-dollar man

A million dollars doesn’t buy as much as it used to, but it is still a very impressive dollar figure, especially if you have worked hard and are now entering retirement with a cool million in the bank. One thing is certain, the best way to earn a million dollars is to get your money [...]

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D-I-Y Tips

So you may be asking why would DIY Tips show up on a personal finance blog? Simply put, we are all about finding ways to help you be successful with your finances. That includes helping you find ways to save money by doing a few things around the house yourself. Everything you do for yourself [...]

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