Debt

Benefits of deflation?

We have all heard of inflation and just the mention of the word reminds us of double-digit interest rates and long lines at the gas pump. Yes, I am referring to the Jimmy Carter era where both inflation and interest rates approached 18%. Can you image going to the mortgage company today and being offered [...]

Read the full article →

How to deal with Debt Collectors

One of the more embarrassing and frightening things that can happen to someone in the area of personal finance is to be contacted by a debt collector. During this time of economic uncertainty, more and more people are finding themselves faced with this situation. With rising food and utility prices, often times the additional income [...]

Read the full article →

Do you need a new car?

One of the greatest misconceptions in the area of personal finance is that when you need a car it has to be a new car. The truth is what you need is a reliable car, and that doesn’t have to be a new one. The average new car payment is roughly $450 each month; that [...]

Read the full article →
Thumbnail image for What’s in your wallet?  Cash?

What’s in your wallet? Cash?

I had to smile as I read an article in the business section of our local paper. The title said it all and right away I knew that I needed to share it. Last month I posted about another article dealing with the same topic, so maybe there really is something to it. With all [...]

Read the full article →
Thumbnail image for Tightening of the Credit Belt

Tightening of the Credit Belt

I came across this article on Yahoo! Finance and thought I would share my feelings on how the current economic crisis will impact the average family with regard to being able to purchase new cars. The article lists 6 key ways car shopping has changed and for the most part I think the changes are [...]

Read the full article →
Thumbnail image for How to deal with financial fear

How to deal with financial fear

At this time in our economy there are a lot of people facing some very scary situations. Job loss, foreclosure, retirement accounts loosing large chunks, home prices falling and that is just to name a few. Their are a lot of people out there preying on those that are dealing with these types of situations. [...]

Read the full article →