Budgeting

Feeling Poor?

Dave Ramsey says that being poor is a state of mind. I understand his reasoning, but most people feel that being poor is a function of your economic state and not necessarily your mental state. However you define being poor, the one thing that everyone should be able to agree on is the way to [...]

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Budget Crunched?

Not sure about where you live, but here in Fredericksburg, VA the gas prices have really started to come down. Just last night I filled up both of our vehicles for $3.09 per gallon for regular unleaded. While the stock market has begun to resemble a terrible train wreck, the everyday life around our house [...]

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Something for nothing?

Recently, we talked about the rising cost of food, and how companies were trying to keep prices lower, while still cutting costs. Today I ran across another article that plays on our emotions to encourage us to spend more. We all like something for nothing, but how many of us have heard that “nothing is [...]

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Where’s the food?

If you have read the newspaper, listened to a news report or talked to someone at work lately, you have no doubt heard someone complain about food prices going up. In an effort to stabilize the increasing prices, some manufacturers are decreasing the amount of product going into the box. Net impact, you pay more [...]

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Being Consistent

I can speak from experience that when we complete our budget before the month begins, my wife and I both feel so much more confident that we are going to be successful that month. When we don’t get the budget done before the month begins there is always a little bit of fear that we [...]

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