Budgeting

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Saving on the grocery bill

Last month I linked to an article that listed three ways to save on your grocery bill. Based on an article in the Wall Street Journal it seems a lot of people are finding that during this time of economic uncertainty, by buying store brand products they can save a substantial amount of money, without [...]

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Meanest Parents in the World!

A couple of weeks ago I wrote about our effort to teach our children good financial practices in an effort to keep them from repeating some of the mistakes that my wife and I made early in our marriage. The idea of living on less than you make and saving are very basic and should [...]

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How much can I afford?

This is a question that unfortunately is often times asked in relation to monthly payments. Many people feel that if they can get the payment small enough to fit into their available monthly income, they can afford the item they desire. The problem with this philosophy is that if you are basing affordability strictly on [...]

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Tightening of the Credit Belt

I came across this article on Yahoo! Finance and thought I would share my feelings on how the current economic crisis will impact the average family with regard to being able to purchase new cars. The article lists 6 key ways car shopping has changed and for the most part I think the changes are [...]

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D-I-Y Tips

So you may be asking why would DIY Tips show up on a personal finance blog? Simply put, we are all about finding ways to help you be successful with your finances. That includes helping you find ways to save money by doing a few things around the house yourself. Everything you do for yourself [...]

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Saving on groceries

With gas prices coming down, the average family is experiencing a little bit more wiggle room in the monthly budget than only a few months ago. Hopefully, if you are able to save a few of those dollars each week you are putting them aside in your emergency fund or are paying down debt. Either [...]

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