Budgeting

How to get a raise instantly

Most people think that the solution to their financial problems is more money. If they could just get a few more dollars each month, they would be able to make ends meet. Larry Burkett used to tell a story of three couples, each with different incomes and expenses, yet they all three said the same [...]

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Video explanation of $100 million

The news of the President’s budget stirred up quite a bit of discussion when it was unveiled several weeks ago. President Obama is proposing the largest budget ever and about 33% of it is unfunded. In other words, we are going into the Fiscal Year (FY) knowing we don’t have enough money to cover the [...]

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Do you have unnecessary monthly expenses?

The majority of households today use some form of automatic bill payment. Whether you have an automatic draft taken directly from your checking account or use your credit card to automatically catch a few bills, the convenience of not having to write a check for every single bill is great. However, with every good thing [...]

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Prioritize Your Plan Around the Four Walls

Deciding to get your financial house in order is a great first step, but for most people actually getting a budget that works is a little more of a challenge. The sixth Biblical Financial principle will help you decide what is important when creating your “on-purpose” spending plan. Understand God’s Ownership (Psalms 24:1) Learn to [...]

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You Need A Budget giveaway!

I have written often on the idea of budgeting. Basically, the most important tool to financial success (for most people) is a budget. Whether you are using paper and pencil, a spreadsheet or Quicken, living on a budget is the single best thing you can do to get your finances under control. MoneyNing has a [...]

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Thumbnail image for Developing your budget (or spending plan)

Developing your budget (or spending plan)

Now that you have decided to start living on a budget, you need to gather all the tools necessary to get the job done. In its most basic form a budget is simply a list of how you are going to spend or allocate your financial resources. Your money. That is is. It does not [...]

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