December 2008

You can be a winner!

I think one of the most important things that anyone can do when looking for personal finance (PF) advice is to realize that everyone makes mistakes; even those that are qualified to offer advice. As a matter of fact, sometimes the best person to offer advice is someone that has already made the mistakes and [...]

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Getting rid of the mortgage

As a Christian it is very easy for me to not fall into the trap of categorizing debt as ‘good’ or ‘bad’. According to Proverbs 22:7, those that are in debt are slaves to their lender. Another way of looking at being a slave is being in bondage, and those in bondage are not free [...]

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Credit card debt is a killer!

I have mentioned before how we budget for Christmas and save a little each month until time to start shopping. When January 2009 rolls around we will have accumulated exactly $0 in debt. It is a great feeling and one that we will continue to enjoy. If you are not quite there, you can be, [...]

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Christmas giveaways!

The one thing that I have found since starting this blog, is that there are a lot of other people out there with blogs. If you look hard enough, you can find someone blogging on just about anything. Some like me are just starting out, but others have been blogging for several years. Those that [...]

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Stay with a sure thing?

The average person that has money in the stock market is basically wondering one of two things. First, should I get out of the market now and put everything into a CD where I know I won’t get a great return, but at least I won’t be loosing money? Second, why didn’t I get out [...]

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Is it really better to give than to receive?

It is the time of year when people generally are in good spirits and naturally find themselves in a ‘giving’ mood. This year is an exception to the rule. Although many people are finding themselves struggling in this uncertain economy, non-profit groups and charities that depend on the generosity of others are finding things particularly [...]

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