December 2008

Thumbnail image for Happy New Year!

Happy New Year!

For everyone that takes the time to visit my site, I wish you a very happy and prosperous New Year. May God bless you as you work to become a better steward of the resources He provides.

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Financial Goals for 2009 (part 1)

I have never been one to set New Years resolutions, so I am not going to start now. However, I do think setting goals is a good idea. Good goals have some pretty simple characteristics such as being attainable, being measurable and being realistic. The primary reason most people fail in the area of personal [...]

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Thumbnail image for Purchased our next vehicle

Purchased our next vehicle

We have been saving for a replacement for my wife’s van for a while now. We were hoping to get another 6-7 months out of it, but as usual, God’s timing doesn’t always line up with ours. Because we were going to be buying the vehicle with cash, my wife had actually turned the whole [...]

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Thumbnail image for Is this a good time to prepay our mortgage?

Is this a good time to prepay our mortgage?

You know how I feel about debt, including mortgage debt. As a matter of fact, just last week I posted about this very topic. This week I came across an article at CNNMoney.com that asked, “Is this a good time to prepay our mortgage?“. One of the interesting aspects of this article is that it [...]

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The problem with 401(k) loans

As people struggle during the tough economy, many are looking for easy ways to get their hands on cash. For some, the lure of borrowing their own money is just to great and what seems likes an easy decision could very well backfire and turn out to be not just a bad idea, but a [...]

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This holiday season the “best ever”!

If you watch the ‘mainstream’ news, you have heard that this holiday ‘shopping’ season has been terrible. While at my parents house last week, the number that was repeated over and over was 8%. Retail sales were down 8% from last year. Anytime retail sales are down, it is bad, but only being down 8% [...]

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