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Archive for November, 2008

What’s in your wallet? Cash?

November 24th, 2008 | No Comments | Posted in Budgeting, Debt, Savings by greg
I had to smile as I read an article in the business section of our local paper. The title said it all and right away I knew that I needed to share it. Last month I posted about another article dealing with the same topic, so maybe there ...
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Riding the Bear’s and the Bull’s

November 24th, 2008 | No Comments | Posted in Investment, Retirement, Stock Market by greg
Market ups and downs have really taken a toll on many people who have seen the value of their 401K take a huge hit this year. A lot of people have decided to cash out of the market instead of riding out the volatile uncertainty. The question others ...

Carnival of Personal Finance

November 24th, 2008 | No Comments | Posted in Carnival by greg
I am very happy to have been included in this weeks Carnival of Personal Finance hosted by LAL at LivingAlmostLarge. Check out some of the other great posts in this weeks carnival.
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Credit Free Christmas

November 21st, 2008 | No Comments | Posted in Budgeting, Credit Report, Investment, Savings by greg
Hopefully, you have been preparing for the extra financial impact that Christmas invariably brings with it. We have a separate savings line in our budget specifically titled "Christmas", so that we know exactly what we can afford to spend on our family and friends. If you haven't been ...

Developing a budget with Irregular Income

November 20th, 2008 | 3 Comments | Posted in Budgeting by greg
For most people, a budget is the first step to winning in the area of personal finance. Developing a working budget isn’t as difficult as most would have you believe, and you don’t need any sophisticated software to develop a budget that will work for you and your family. ...

Saving on the grocery bill

November 18th, 2008 | 1 Comment | Posted in Budgeting, Life Impact by greg
Last month I linked to an article that listed three ways to save on your grocery bill. Based on an article in the Wall Street Journal it seems a lot of people are finding that during this time of economic uncertainty, by buying store brand products they can save ...

Meanest Parents in the World!

November 17th, 2008 | No Comments | Posted in Budgeting, Life Impact, Savings by greg
A couple of weeks ago I wrote about our effort to teach our children good financial practices in an effort to keep them from repeating some of the mistakes that my wife and I made early in our marriage. The idea of living on less than you make and ...

Financial Peace University – Starting this Sunday!

November 15th, 2008 | No Comments | Posted in Sticky by greg
One of the greatest things you can do to win in any area of your life is to gain more knowledge. Knowledge isn't the only criteria, otherwise everyone with a PhD would be
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Paying too much taxes?

November 13th, 2008 | No Comments | Posted in Taxes by greg
Each year around this time I start thinking about Christmas shopping and doing my tax return. Two things that I shouldn't dread, but because of the process involved I always do. Because of online availability I don't mind Christmas shopping as much as I used to, and with the ...

44 days until Christmas!

November 11th, 2008 | 1 Comment | Posted in Life Impact by greg
Can you believe it? Halloween is over, which means that it is time to put up the Christmas tree and start playing your favorite Christmas CD. At least that is what we found as we ventured out today. Being Veteran's Day, the stores were filled with government ...

How much can I afford?

November 10th, 2008 | No Comments | Posted in Budgeting, Savings by greg
This is a question that unfortunately is often times asked in relation to monthly payments. Many people feel that if they can get the payment small enough to fit into their available monthly income, they can afford the item they desire. The problem with this philosophy is that if you ...
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Is your job safe in this economy?

November 9th, 2008 | No Comments | Posted in Career by greg
If you are like most people when you hear news of the economy you simply shake your head and wonder when you are going to wake up from the nightmare that seems to be reoccurring on a daily basis. However, as scary as the economic conditions are, when you ...

Teaching your kids about money

November 8th, 2008 | No Comments | Posted in Life Impact, Savings by greg
What one thing do you wish you could change about your financial situation? Have you given your children the knowledge to make sure they don't fall into the same hole? Are you teaching your children the importance of saving for purchases? What about when you go out to ...

Tightening of the Credit Belt

November 8th, 2008 | No Comments | Posted in Budgeting, Debt, Life Impact, Savings by greg
I came across this article on Yahoo! Finance and thought I would share my feelings on how the current economic crisis will impact the average family with regard to being able to purchase new cars. The article lists 6 key ways car shopping has changed and for the most ...

Adjusting your withholding

November 6th, 2008 | No Comments | Posted in Taxes by greg
Each year around this time I start thinking about Christmas shopping and doing my tax return. Two things that could be fun, but because of the process involved, never is. Not sure there is much I can do about the Christmas shopping thing, but with the ever improving tax software ...