November 2008

Thumbnail image for What’s in your wallet? Cash?

What’s in your wallet? Cash?

I had to smile as I read an article in the business section of our local paper. The title said it all and right away I knew that I needed to share it. Last month I posted about another article dealing with the same topic, so maybe there really is something to it. With all [...]

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Riding the Bear’s and the Bull’s

Market ups and downs have really taken a toll on many people who have seen the value of their 401K take a huge hit this year. A lot of people have decided to cash out of the market instead of riding out the volatile uncertainty. The question others have asked is “is this a good [...]

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Carnival of Personal Finance

Stick NoteI am very happy to have been included in this weeks Carnival of Personal Finance hosted by LAL at LivingAlmostLarge. Check out some of the other great posts in this weeks carnival.

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Credit Free Christmas

Hopefully, you have been preparing for the extra financial impact that Christmas invariably brings with it. We have a separate savings line in our budget specifically titled “Christmas”, so that we know exactly what we can afford to spend on our family and friends. If you haven’t been quite so diligent or if circumstances have [...]

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Developing a budget with Irregular Income

For most people, a budget is the first step to winning in the area of personal finance. Developing a working budget isn’t as difficult as most would have you believe, and you don’t need any sophisticated software to develop a budget that will work for you and your family. John Maxwell says that a budget [...]

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Saving on the grocery bill

Last month I linked to an article that listed three ways to save on your grocery bill. Based on an article in the Wall Street Journal it seems a lot of people are finding that during this time of economic uncertainty, by buying store brand products they can save a substantial amount of money, without [...]

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