Buy-and-hold on

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The stock market has been less than predictive the last few months. Even though we don’t know where the market will end for the year, the one thing that we do know is that 100% of the 10 year periods in the stock market’s history has ended positive. The hardest part of hanging on during these times is the fear of what is happening to all of your hard earned money. The reality is that if you are investing in the stock market there will be times of gains and losses. That much is predictable.

I receive the “Investing Minute” newsletter from Dave Ramsey and in his most recent issue entitled ‘Survive the Rollercoaster Economy’ Dave tells you exactly what he is doing with his retirement accounts.