I can speak from experience that when we complete our budget before the month begins, my wife and I both feel so much more confident that we are going to be successful that month. When we don’t get the budget done before the month begins there is always a little bit of fear that we are going to make a mistake. Fortunately, we are at the point where small mistakes aren’t going to impact us too much, but the extra stress is there just the same.
My suggestion is to be consistent each month and complete your budget before the month begins. Remember the budget should be “on-purpose and on paper”. This is the first step in winning in the area of personal finance.
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